Facts
WHAT DOES Cedar Valley Bank & Trust DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and payment history
- Income and credit history
- Account balances and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Cedar Valley Bank & Trust chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Cedar Valley Bank & Trust share?
Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates' everyday business purposes information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share
Questions?
Call 319-342-2850 or go to www.cedarvalleybank.com
Who We Are
Who is providing this notice?
Cedar Valley Bank & Trust
What we do
How does Cedar Valley Bank & Trust protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cedar Valley Bank & Trust collect my personal information?
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Deposit money or use your ATM or debit card
- Pay your bills
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Cedar Valley Bank & Trust has no affiliates
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Cedar Valley Bank & Trust does not share with non-affiliates to market to you.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance and securities companies.