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Save the Way You Want

Whether you’re just starting to save money or you’re an experienced saver who’s been practicing good habits for years, there is a savings account for you at Cedar Valley Bank & Trust that will help you earn interest on your money and feel confident in its security.

Compare Our Savings Accounts

Each savings account we offer offers free telebanking, Internet banking and E-Statement Services. Take a look at our table to learn more about each of the savings accounts available to you.

Deposit Account Application

AccountWhy It’s a FitOpening Deposit RequirementMinimum Deposit RequirementFeesBenefits

Personal Savings

Simple savings account offering low balance requirements and the ability to accrue interest in a straight-forward fashion.

$50

$50 to avoid service charge

 

$100 to earn interest

$3.00 quarterly service charge if balance falls below $50 in that quarter.

 

Valley Market Account

Take advantage of money market interest rates while maintaining easy access to your money.

$1,000

$1,000 to avoid service charge

$10.00 service charge if balance falls below $1,000 in the statement cycle

Tiered interest rates available for balances of:

$0-$24,999
$25,000-$99,999
$100,000-$199,999
$200,000 and over

 

Interest compounded and credited monthly

 

Interest earned based on average daily balance

Money Market Deposit Account

Boost your savings power with money market interest rates.

$2,500

$1,000 to avoid service charge

 

$2,500 to earn interest

$10.00 monthly service charge if balance falls below $1,000 in the statement cycle

Tiered interest rates available for balances of:
$2,500-$19,999

$20,000-$49,999

$50,000 and over

Junior Savings Account

Help your child learn good saving habits.

$10

$10 to earn interest 

None

Converts to Regular Savings Account in the year that account holder turns 16

 

 

*Subject to Iowa State Sales Tax

Compare our Rates

Contact us at either our La Porte City or Vinton office for current rates. 

If you are ready to open a savings account at Cedar Valley Bank & Trust, please contact a member of our personal banking team or apply online.