Cedar Valley Bank & Trust

Other Fees that may apply:

Automatic transfers.............................	FREE
Overdraft protection transfers................	FREE
Telephone transfers................................	FREE
Cashier's Checks.................................	$5.00 per check
Bank Draft..........................................	$5.00 per check
Overdraft.............................................	$21.00 per item (No maximum)
Return check charge.........................................	$21.00 per item (No maximum)
Stop payment......................................	$20.00 per request *
Statement copy...................................	$5.00 per statement *
Copy of check...................................... (truncated)	$1.00 per check *
Account history...................................	$1.00 per request *
Account Balancing Assistance.......	$25.00 per hour *
Collection items (incoming/outgoing)...................................	$25.00 per item
Check Cashing fee of Non-Customer...............................	$5.00 per check
Garnishment....................................... Levies.................................................	$35.00 per item $35.00
Outgoing/Incoming wire transfer............	$15.00 per item
Photocopies........................................	$.25 per copy
Replacement ATM Cards......................	$10.00 per card *
ATM card annual fee........................................	$10.00 per year *
SHAZAMChek / Debit Card annual fee.........	$10.00 per year *
Account closed within 180 days of opening...............................................	$5.00
Fax Outgoing/Incoming........................	$1.00 per pg/$5.00 max
Locking Night Deposit Bags..................	$15.00 per bag
Non-Locking Deposit Bags...................	$3.00 per bag
Dormant account fee**.........................	$5.00 per month

* Subject to Iowa sales tax
** An account is dormant if for two years you have made no
deposit or withdrawals to the account.